We know that it is surely great news for you when relatives or your seasonal workers arrive in the country. But imagine the consequences if they were injured or hospitalized. Without adequate protection, they could face exorbitant medical bills.
The Visitors to Canada Insurance covers medical emergencies and hospitalizations in Canada. Coverage ranges from $10,000 to $300,000 for the duration of your policy. In the event of a medical emergency during your stay, simply call your insurer’s toll-free assistance service and you will be directed to a doctor, clinic or hospital for appropriate care.
Examples of emergency medical expenses covered
It may be tempting for your visitors to purchase insurance in their own country before they leave, but it’s more advantageous for them to deal with a Canadian insurer. Inform them that their claims will be greatly simplified, because local insurers have in-depth knowledge of the Canadian health care system and will be able to direct them more effectively to the best care.
Born in Chile, 5-year-old Graciela was visiting Canada with her family when she began complaining of stomach pains and nausea. Her parents had to call an ambulance when her temperature spiked. She was taken to a pediatric hospital where doctors discovered a renal abscess. After seven days in the hospital for the drainage of her abscess and a CT scan, Graciela was finally able to leave the hospital with a prescription for antibiotics.
| Ambulance fees | $589.91 |
| Hospital fees | $24,749.83 |
| Doctors’ fees | $7,219.10 |
| Prescriptions | $164.97 |
| Amount paid by the insurance company Amount paid by Graciela’s family | -$32,624.81 $0.00 |
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Super Visa Emergency Medical Insurance is specifically designed to meet the eligibility requirements established by the Canadian government for this type of visa. Insurance coverage must be a minimum of $100,000 and the visitor must have one full year of coverage. As for the Visitors to Canada insurance, it is a conventional travel insurance. The number of days and amount of coverage depends on the coverage selected.
If you are a Canadian citizen and you have been out of the country for a period of time, you may have lost your provincial health insurance coverage. If you’re only in the country for a short stay, Visitors to Canada insurance will cover you for emergency medical care.
Not sure which insurance is right for you? To find the right product for you, contact one of our certified representatives.
